A home loan is the largest loan most people will ever take out. With so much at stake, it’s important to find a loan that’s suitable for your individual circumstances. That’s where we can help. We are a new mortgage broker committed to helping as many people as possible find a home loan that’s going to enable their dreams of property ownership to become a reality. Whether you are buying a home for the first time, or you’re considering a move, we can find a home loan Australia and its people can rely on.
We customise your loan to suit your needs
We understand that no two borrowers are the same, which is why we have a wide assortment of loan products on offer. As a loan broker, we don’t lend directly: rather, we submit your lending application to a number of different lenders, searching diligently to find one who’s prepared to lend to you. This flexibility enables us to find property loans for many different sorts of properties and people.
Bad credit needn’t be a barrier to a home loan
There are numerous factors which can affect your credit rating adversely. Although a low credit score may mean that you aren’t eligible for some home loan products, it needn’t be a barrier to a home loan from another provider. Some of our lenders are prepared to accept borrowers who have a less-than-ideal credit rating, provided they meet other eligibility criteria. If you can show that you have a suitable amount to offer as a deposit, as well as sufficient income to meet the monthly repayments without suffering financial hardship, we will usually be able to help.
Home loan Australia wide
Our online application process allows people from all over the country to access our services. Virtual applications can be completed anywhere or anytime that you have an internet connection – no need to make an appointment or spend hours on the phone. Once you have submitted all the evidence we need to verify who you are and your financial circumstances, we are usually able to make a home loan decision rapidly. Particularly if you need your home loan in a hurry, we’re a mortgage broker that can work to your schedule. If you want any advice about filling in your application form, remember that our friendly, knowledgeable and professional team are just a phone call away.
Could a home loan save you money?
Many of our clients find that, even after taking the interest on their home loan into consideration, they are still better off with a mortgage than living in rented accommodation. Not only that but as houses appreciate, it’s possible to see a healthy return on your investment as time goes on.
We offer home loans on anything from a small apartment through to a townhouse or detached property. With a variety of products available, we are committed to responsible lending and ensuring that every client ends up with a financial solution that works for them.